Does my Deck Contractor Need to be Licensed?

Why Opt for Licensed Contractors?

Choosing licensed and insured contractors and deck builders is a piece of advice you’ve probably heard often. While it’s a crucial aspect of hiring a contractor, many overlook the reasons behind it. Let’s delve into why this recommendation is more than just a formality and how it can save homeowners from potential problems.

Continue reading to explore the significance of opting for licensed contractors and ensuring your deck project is in capable hands.

The Merits of Hiring a Licensed Contractor

So, why should you specifically choose a licensed contractor for your project? In essence, it’s about safeguarding the quality of your project and holding the contractor accountable for their work.

A licensed contractor has undergone required courses, passed exams, and possesses the necessary paperwork to demonstrate their capability for your project. This holds valuable benefits:

  • For you, it means avoiding the hassle of dealing with building permits, codes, or authorizations. You can hold the contractor accountable for the project, ensuring their commitment to quality work.
  • For the contractor, it signifies having all the essential paperwork from the city, county, and state, showcasing their capability to successfully complete your project.

Note: You can secure the permit yourself as the homeowner, however, if the contractor asks you to do this, they are likely not a licensed general contractor. While it is possible to hire someone without a general contractor’s license, they will likely not be as good as a real contractor.

The Importance of Building Permits

In Colorado, a permit is necessary if the deck you are building is attached to the house. The requirement extends to all elevated decks. For various remodeling projects that alter the house’s structure, permits are a must, covering aspects like moving or installing new walls.

Failure to obtain permits can have repercussions when selling or refinancing your house. Unauthorized changes to your deck may lead to complications during inspections and appraisals.

If uncertain about permit requirements for your project, reach out to our experts at Oasis Outdoor Living for guidance and assistance.

The Role of Insurance in Contractor Selection

General Liability Insurance

This insurance covers property damages caused by the contractor. In the event of property damage, general liability insurance ensures homeowners are not held responsible. Ensure your deck builder or contractor is insured by asking for proof. It takes only a moment to review their insurance.

Ask For The Proof

While many claim to be insured and licensed, it’s crucial to request proof of insurance and a valid contractor license from your contractor. Hesitancy or refusal to provide these documents may be a red flag.

Also, inquire about how they handle building permits. Projects such as home remodeling, deck building, additions, roofing, electrical, and plumbing typically require permits. If a contractor suggests you handle permits or wants to avoid them, consider continuing your search for a contractor committed to ensuring your project is done right.